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We might remove the hold before review of the dispute is finished, but you may ultimately be responsible for the disputed amount and have the temporary credit removed. We might also place a hold on your available credit for the same amount. When you file a dispute, we may provide a temporary credit on your credit card account for the disputed amount. It can take up to 90 days for Capital One to resolve a dispute with the merchant. What happens when you file a dispute through Capital One These are usually the same terms and conditions you agreed to when you made the purchase, even if you might not have read or been thinking about them when you made the charge. If you file a dispute about a transaction with a merchant, Capital One asks the merchant to review the disputed charge and its associated terms and conditions.
![why is reddit telling me suspicious activity why is reddit telling me suspicious activity](https://i.redd.it/p18ozd9axn201.png)
Capital One can’t issue a refund on behalf of a merchant.
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![Lego star wars imperial navy officer](https://cdn2.cdnme.se/5447227/9-3/16_64e61dfc9606ee7f98e9879e.png)